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When one thinks of Social Security, the two most common thoughts that come to mind are probably retirement and disability benefits.

When a person is working and paying into Social Security they are paying into what is called their Survivors Benefit. Kevin Rice with Social Security explains the beneficiary could be a child, a widow or even on some occasions an elderly parent.

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For younger people working, the families would become the beneficiaries. Rice says the work requirement depends on how old a person is. The older a person gets the work requirements increase.

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In the unfortunate scenario a loved one passes away, Rice notes there is a one time payment which is a small payment. After though, the Survivors Benefit becomes a lifetime benefit.

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For more information on the Survivors Benefit and learn more about the various requirements, you can visit socialsecurity.gov or stop in at your local Social Security office.

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