A government agency is promoting the individual accounts on their website that can help you in future planning.

Jack Myers with Social Security indicates this is "My Social Security" week where the agency is promoting their My Social Security accounts. He explains it is the individualized account for anyone that is free to set up and has a variety of features.

While it is helpful for those who have yet to receive Social Security benefits of some kind, it is also very useful for those who do. Myers explains a My Social Security can give a beneficiary the means to change any information they need.

While the My Social Security accounty seems like it would be most utilized by those approaching retirment, Myers indicates younger people should take note of it as well. He says it is never too early to start planning for retirement and Social Security is a big part of that.

Myers says another aspect of a My Social Security would be to track survivor benefits or disability protection. Myers says essentially these are insurances that are going to be paid for through your taxes. This can be very important for families at almost any stage.

For younger users, Myers recommends checking things like earnings records and social security statements on an annually basis. He says there is not much need to do so any more often than that.

For more information, visit www.socialsecurity.gov.