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With another Illinois State Fair in the books, Social Security spent a good deal of their time at the fair discussing retirement.
 
Jack Myers with Social Security indicates the biggest topic usually at the State Fair is often retirement and he indicates this year he got a lot of questions about how they calculate retirement.
 
 
Myers says his message to those with questions about how retirement benefits are calculated is that they take the 35 best years of earnings.
 
 
Myers indicates those 35 years don't have to be consecutive or the final 35 years. He indicates if you choose not to work in the final few years prior to retirement, those will not be calculated either.
 
He also adds if you do not have 35 years of earnings, zeros will be used for those absent years.

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