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Thinking about getting a national bank approval to mortgage your new home? A loan officer at the State Bank of Lincoln says you should check with your local bank first.


State Bank of Lincoln loan officer John Baldwin says that a national bank preapproval can add unnecessary stress to the homebuying process. 



Baldwin indicates it is better to get a prequalification from a local bank rather than getting a preapproval.



Baldwin says that while many mortgages companies will charge application and appraisal fees, the State Bank of Lincoln charges no upfront fees.


For more information contact John Baldwin at 935-3144.

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