If you qualify for disabilities or are 65 or older without income, Social Security recommends looking into Supplemental Security Income.

Jack Myers with Social Security indicates SSI is a needs-based program for individuals with disabilities and people who are 65 and older. To qualify, you must meet income and resource limits.

Myers notes the main difference between Social Security and SSI benefits is that SSI is not based on work history and does not come from the Social Security trust fund.

The medical criteria to be considered disabled for SSI is the same as Social Security. Myers says because it is a needs-based program, they will have to ask for information such as living arrangements to determine if you qualify.

For more information about SSI, call 1-800-772-1213 or visit www.socialsecurity.gov.