A central Illinois health and wellness non-profit is highlighting how your insurance might be able to help cover membership costs.

On the WHOW Morning Show Monday, Clinton YMCA Executive Director Rennie Cluver called health insurance 'sick insurance' because we only use it when we're sick. He believes healthcare involves an active lifestyle that will help you reduce your medications and illness side effects.

Bonnie Taylo with the Clinton Y outlines how your health insurance might be able to help you afford to be a part of the YMCA and improve your health. She says there are several programs available that various insurance providers offer.

No matter your fitness level or your mobility limitations, there is something for everyone at the Y. Cluver explains they have staff that would be happy to point you in the right direction if you're looking to get involved.

Taylo indicates while Y staff can answer basic questions on the programs available, this is something the member is going to have to do a lot of the heavy lifting on because they will have to get in touch with the insurance provider.

Cluver points out if your insurance provider has a program but the Y is not a part of it, let them know and he will do what he can to enroll the Y so you can experience that benefit. He also notes, if you have income limitations and your insurance does not have any benefits like this, get a hold of the Y because you may qualify for assistance on your membership. 

Contact the Clinton YMCA at 217-935-8307 or visit clintoncommymca.org. You can also stop in at 417 South Alexander Street in Clinton.