April is Financial Literacy month and a local financial coach is highlighting her services.

Connie Unruh is the Financial Literacy Coordinator at First National Bank and Trust in Clinton. She points out America Saves Week is later this month and locally, she is seeing a lot of credit card debt in the financial coaching she's doing.

According to Unruh, she is noticing a lot of consumers are using credit cards to maintain the lifestyle they had pre-inflation but because of inflation, they cannot afford that lifestyle. 

It's not always easy for an individual or family to get to the point they recognize they need help and then take the next step of seeking out that help. Unruh says a big issue she notices with a lot of her clients is the lack of awareness of how much money is coming in and how much is going out.

Unruh says once she helps someone identify where their money is going, it then becomes a matter of controlling spending through things like shopping at discount grocery stores or doing more meal planning instead of eating out. 

You can contact Unruh for free financial coaching by calling her at First National Bank in Clinton at 217-935-7464 or emailing connie.unruh@firstnbtc.com.