Social Security benefits are part of the retirement plan of many American workers. As you think about when to start receiving your retirement benefits, several issues must be considered.

Jack Myers with Social Security indicates that you should consider full retirement age and when to start receiving benefits. 

When to start collecting benefits impacts many people because of pension rates. Myers explains Social Security works very similarly.

For many individuals, completely stepping away from working is not what they have in mind for their retirement years. Myers indicates Social Security can accommodate a working individual.

According to Myers, there are some things to consider about working and collecting benefits. He indicates there are some things to consider surrounding that full retirement age.

Visit the Social Security retirement webpage at www.ssa.gov/retirement for more information that will help guide your retirement planning.