Tax filing season is upon us and you may have to pay federal income tax on Social Security benefits.

Whether or not you do depends on your combined income. Jack Myers with Social Security explains your combined income includes your adjusted gross income plus nontaxable interest plus half of your Social Security benefits.

According to Myers, these thresholds have been in place for many years.

If you received SS benefits in 2024, you should have gotten an SSA-1099 in January.  Myers notes Supplemental Security Income - or SSI benefits - are not taxable, so you won’t get an SSA-1099 if you only received SSI in 2024.

If you’ve misplaced it, or don’t recall getting it, you can get a replacement through your mySocialSecurity account www.ssa.gov/myaccount.