The introduction of tap-to-pay allows people all over the world to utilize a new convenient form of payment, but it may not be as secure as you might think. 

Connie Miller with the DeWitt Savings Bank has been researching tap-to-pay and explains that it is often advertised as a secure form of payment, superior to the risks of inserting a debit or credit card into a reader. She says that while it is better, they are not scam-proof. 

For one unfortunate victim, what was thought to be a small charitable donation turned into theft of tens of thousands of dollars. Miller says even if there is a screen that says the amount you're paying, it could be a lie. 

When it comes to preventing tap-to-pay scams, Miller says to avoid overdraft protection. While it may seem counterintuitive, she says it is worth preventing scammers from taking money out of your checking and savings accounts. 

Miller reminds that keeping a close eye on your transactions, anytime you make a purchase, is the best way to prevent scams. She adds to never make purchases from untrusted sources, whether online or in person.